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List Of Common Credit Line & BNPL Loan Accounts On Credit Reports

Found an unknown loan account on your credit report lately? Confused about where it came from? Well, these days, due to the plethora of BNPL and Credit Line offerings in the market, we get to see some loan accounts, both personal and consumer loans, on your credit reports (like CIBIL) that we don’t instantly recognize. It then takes a fair bit of research and online digging to find which app or service that loan account came from.

Credit Line BNPL Loans On Credit Reports

We’re trying to make it a bit easier for you to find this data. In the table below, you can find some of the modern common credit lines, pay later, and loan service providers that might have created some loan accounts for you in partnership with their lenders and NBFCs. You can find a list of such services and service providers below. You can also use the search bar in the table to quickly find what you’re looking for.

App / Credit Service / WebsiteCredit Line Provider / Lender / Loan Provider / NBFC
Amazon Pay LaterAxio (formerly Capital Float) (CAPFLOAT)
Amazon Pay LaterKarur Vysya Bank
Amazon Pay LaterIDFC FIRST Bank
BharatPeHindon Mercantile (HINDON)
Branch - Instant Personal LoansBranch International
CASHeBhanix Finance & Investment Ltd
CASHeGrowth Source Financial Technologies
CASHeNorthern Arc Capital (formerly IFMR Capital Finance)
CRED Cash/StashLiquiLoans (NDX P2P)
CRED FlashNewtap Finance (prev. Parfait Finance)
DhaniDhani Loans & Services / IVL Finance / Indiabulls Consumer Finance
EarlySalaryNorthern Arc Capital (formerly IFMR Capital Finance)
Freecharge Pay LaterAxis Bank
Flipkart Pay LaterIDFC FIRST Bank
GalaxyCardLiquiLoans (NDX P2P)
Google PayDMI Finance
Google PayFederal Bank
Google PayIDFC FIRST Bank
InstaMoney Personal Loan AppInnofin Solutions
Kissht - Instant Personal LoansSi Creva Capital Services
LenDenClubInnofin Solutions
LazyPayPayU Finance
MobiKwik ZIP Pay LaterIDFC FIRST Bank
Money ViewWHIZDM Finance
MoneyTapApollo Finvest
MoneyTapKisetsu Saison / Credit Saison India
MoneyTapDMI Finance
MoneyTapFullerton India
MoneyTapHDB Financial Services (HDBFS)
MoneyTapRBL Bank
MoneyTapTapStart Capital
mPokketJalan Chemical Industries
Ola Money PostpaidAditya Birla Finance (ABFL)
Ola Money PostpaidIDFC FIRST Bank
Paytm PostpaidAditya Birla Finance (ABFL)
Paytm PostpaidArthimpact Digital Loans (ARTHIMPACT)
Paytm PostpaidClix Finance India (CLIXFIN)
RedCarpetDMI Finance
postpeHindon Mercantile (HINDON)
postpeInnofin Solutions (LenDenClub)
postpeMufin Finance
postpeLiquiLoans (NDX P2P)
postpeTrillion Loans Fintech
Ring (Pay with Ring)Roopa Sona Investments And Trading Co
Ring (Pay with Ring)Si Creva Capital Services
RupeeRedeeFincFriends Private Limited (FINCFRIEND)
SimplICICI Bank
SliceDMI Finance
SliceHinduja Leyland Finance
SliceVivriti Capital (VIVRITICAP)
SliceNorthern Arc Capital (formerly IFMR Capital Finance)
SlicePoonawalla Fincorp (formerly Magma Fincorp)
SliceQuadrillion Finance (QUADFIN)
StashFinAkara Capital Advisors (AKARACAPS)
Tata NeuDMI Finance
Tata NeuIIFL Finance
Tata NeuTata Capital
Uni Cards - The Pay 1/3rd CardDMI Finance
Uni Cards - The Pay 1/3rd CardLendbox (Transactree Technologies)
Uni Cards - The Pay 1/3rd CardLiquiLoans (NDX P2P)
Uni Cards - The Pay 1/3rd CardNorthern Arc Capital (formerly IFMR Capital Finance)
vCardPinnacle Capital Solutions (PINCAP)
ZestMoneyAditya Birla Capital
Zest MoneyKisetsu Saison / Credit Saison India
ZestMoneyCSB Bank
ZestMoneyDCB Bank
ZestMoneyDMI Finance
ZestMoneyGhalla Bhansali (GHALLA)
ZestMoneyHedge Finance
ZestMoneyHinduja Leyland Finance
ZestMoneyMuthoot Finance
ZestMoneyNahar Credits (NAHAR)
ZestMoneyNorthern Arc Capital (formerly IFMR Capital Finance)
ZestMoneyPrimal Finance / Primal Capital
ZestMoneySBM Bank
Zest MoneySMC Finance
ZestMoneyTata Capital

Data on this list is crowd-sourced. Please let us know in the comments below if you know others like this or if you found a loan account that you don’t recognize and isn’t on this list, we’ll try to track it down. Hope this helps!

Feel free to express your thoughts or leave your questions in the comments! We’ll notify you via email when someone replies to your comment. Make sure to comply with our comment policy.

6 Responses

  1. How I deactivate my Paytm post paid permanently? My mobile number is redacted. Please disable it because I don’t use it.

    1. Hey Vicky, thanks for your comment, and sorry we had to remove your phone number from your comment. We request you to not post your sensitive information anywhere on this website.
      Also, we are currently working on guides for closing/deactivating all these BNPL and credit line accounts, and we’ll update the table with links to those guides once they are published.

  2. Very useful list. Please let me know how to permanently close slice card? They have removed no-interest emi option so there is no use of this card anymore.

    1. Hey Sheetal, we’re glad the list could be of your use. We’re currently writing guides and tutorials for closing these BNPL / Credit Line accounts and the table shall be edited to include links to those guides when they’re published. We’ll reply to your comment when that happens so you get notified 🙂

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