Found an unknown loan account on your credit report lately? Confused about where it came from? Well, these days, due to the plethora of BNPL and Credit Line offerings in the market, we get to see some loan accounts, both personal and consumer loans, on your credit reports (like CIBIL) that we don’t instantly recognize. It then takes a fair bit of research and online digging to find which app or service that loan account came from.
We’re trying to make it a bit easier for you to find this data. In the table below, you can find some of the modern common credit lines, pay later, and loan service providers that might have created some loan accounts for you in partnership with their lenders and NBFCs. You can find a list of such services and service providers below. You can also use the search bar in the table to quickly find what you’re looking for.
| App / Credit Service / Website | Credit Line Provider / Lender / Loan Provider / NBFC |
|---|---|
| Amazon Pay Later | Axio (formerly Capital Float) (CAPFLOAT) |
| Amazon Pay Later | Karur Vysya Bank |
| Amazon Pay Later | IDFC FIRST Bank |
| BharatPe | Hindon Mercantile (HINDON) |
| Branch - Instant Personal Loans | Branch International |
| CASHe | Bhanix Finance & Investment Ltd |
| CASHe | Growth Source Financial Technologies |
| CASHe | Northern Arc Capital (formerly IFMR Capital Finance) |
| CRED Cash/Stash | LiquiLoans (NDX P2P) |
| CRED Cash/Stash | IDFC FIRST Bank |
| CRED Flash | Newtap Finance (prev. Parfait Finance) |
| Dhani | Dhani Loans & Services / IVL Finance / Indiabulls Consumer Finance |
| EarlySalary | Northern Arc Capital (formerly IFMR Capital Finance) |
| Freecharge Pay Later | Axis Bank |
| Flipkart Pay Later | IDFC FIRST Bank |
| GalaxyCard | LiquiLoans (NDX P2P) |
| Google Pay | DMI Finance |
| Google Pay | Federal Bank |
| Google Pay | IDFC FIRST Bank |
| InstaMoney Personal Loan App | Innofin Solutions |
| Kissht - Instant Personal Loans | Si Creva Capital Services |
| LenDenClub | Innofin Solutions |
| LazyPay | PayU Finance |
| MobiKwik ZIP Pay Later | IDFC FIRST Bank |
| Money View | WHIZDM Finance |
| MoneyTap | Apollo Finvest |
| MoneyTap | Kisetsu Saison / Credit Saison India |
| MoneyTap | DMI Finance |
| MoneyTap | Fullerton India |
| MoneyTap | HDB Financial Services (HDBFS) |
| MoneyTap | RBL Bank |
| MoneyTap | TapStart Capital |
| MoneyTap | InCred |
| mPokket | Jalan Chemical Industries |
| Ola Money Postpaid | Aditya Birla Finance (ABFL) |
| Ola Money Postpaid | IDFC FIRST Bank |
| Paytm Postpaid | Aditya Birla Finance (ABFL) |
| Paytm Postpaid | Arthimpact Digital Loans (ARTHIMPACT) |
| Paytm Postpaid | Clix Finance India (CLIXFIN) |
| RedCarpet | DMI Finance |
| postpe | Hindon Mercantile (HINDON) |
| postpe | Innofin Solutions (LenDenClub) |
| postpe | Mufin Finance |
| postpe | LiquiLoans (NDX P2P) |
| postpe | Trillion Loans Fintech |
| Ring (Pay with Ring) | Roopa Sona Investments And Trading Co |
| Ring (Pay with Ring) | Si Creva Capital Services |
| RupeeRedee | FincFriends Private Limited (FINCFRIEND) |
| Simpl | ICICI Bank |
| Slice | DMI Finance |
| Slice | Hinduja Leyland Finance |
| Slice | Vivriti Capital (VIVRITICAP) |
| Slice | Northern Arc Capital (formerly IFMR Capital Finance) |
| Slice | Poonawalla Fincorp (formerly Magma Fincorp) |
| Slice | Quadrillion Finance (QUADFIN) |
| StashFin | Akara Capital Advisors (AKARACAPS) |
| Tata Neu | DMI Finance |
| Tata Neu | IIFL Finance |
| Tata Neu | Tata Capital |
| Uni Cards - The Pay 1/3rd Card | DMI Finance |
| Uni Cards - The Pay 1/3rd Card | Lendbox (Transactree Technologies) |
| Uni Cards - The Pay 1/3rd Card | LiquiLoans (NDX P2P) |
| Uni Cards - The Pay 1/3rd Card | Northern Arc Capital (formerly IFMR Capital Finance) |
| vCard | Pinnacle Capital Solutions (PINCAP) |
| ZestMoney | Aditya Birla Capital |
| Zest Money | Kisetsu Saison / Credit Saison India |
| ZestMoney | CSB Bank |
| ZestMoney | DCB Bank |
| ZestMoney | DMI Finance |
| ZestMoney | Edelweiss |
| ZestMoney | Ghalla Bhansali (GHALLA) |
| ZestMoney | Hedge Finance |
| ZestMoney | HeroFinCorp |
| ZestMoney | Hinduja Leyland Finance |
| ZestMoney | HSBC |
| ZestMoney | IIFL |
| ZestMoney | InCred |
| ZestMoney | Muthoot Finance |
| ZestMoney | Nahar Credits (NAHAR) |
| ZestMoney | Northern Arc Capital (formerly IFMR Capital Finance) |
| ZestMoney | Primal Finance / Primal Capital |
| ZestMoney | SBM Bank |
| Zest Money | SMC Finance |
| ZestMoney | Tata Capital |
Data on this list is crowd-sourced. Please let us know in the comments below if you know others like this or if you found a loan account that you don’t recognize and isn’t on this list, we’ll try to track it down. Hope this helps!
6 Responses
How I deactivate my Paytm post paid permanently? My mobile number is
redacted. Please disable it because I don’t use it.Hey Vicky, thanks for your comment, and sorry we had to remove your phone number from your comment. We request you to not post your sensitive information anywhere on this website.
Also, we are currently working on guides for closing/deactivating all these BNPL and credit line accounts, and we’ll update the table with links to those guides once they are published.
Great post, really helpful. Keep it up.
Hey Prathamesh, thank you for your comment. We’re really happy this post could be of help to you 🙂
Very useful list. Please let me know how to permanently close slice card? They have removed no-interest emi option so there is no use of this card anymore.
Hey Sheetal, we’re glad the list could be of your use. We’re currently writing guides and tutorials for closing these BNPL / Credit Line accounts and the table shall be edited to include links to those guides when they’re published. We’ll reply to your comment when that happens so you get notified 🙂