Transparency Time

This page lists necessary disclosure related to affiliate links, endorsements, and sponsorships on our website. We believe that transparency with our readers is crucial, so we put together this page with all the stuff that you must know.

Apart from us trying to maintain as open and transparent of a relationship with our website’s audience as possible, these disclosures are also made in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising” (US).

Affiliate Disclosure

We place links and coupon codes on our website that allow you to purchase different products and services sold/provided by other merchants and third parties, and not us. Some of these are affiliate links and codes which enable us to receive a percentage of the sale as an affiliate commission when a user purchases products or services via these links or codes. These commissions come at no extra cost to you, and you would pay the same price, or more, for your purchases when you purchase the products or services without our affiliate links/codes.

While we try to use and test every product and service we recommend on this website and our social media channels, we shall not be held responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. In addition, a merchant will likely have privacy and data collection practices that are different from ours. If you make a purchase from a merchant on their site or on a site that we have posted a link to, the information obtained during your visit to that merchant’s online store or site and the information that you give as part of the transaction, such as your name, e-mail address, street address, telephone number, and credit card number, may be collected and handled by the merchant. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, you should visit that merchant’s website and click on its information links or contact the merchant directly.

If you, for any reason, wish to purchase anything without using our affiliate links or codes, you can do so by visiting the merchant directly, either on a private/incognito browser window or after clearing your browser’s cookies. If you decide to purchase anything via our affiliate links and codes, though, we want to thank you for helping keep this website running.

As of 15th December 2023, we have partnered with the following merchants/networks, enabling us to earn commissions by using their affiliate links on our website and social media:

  • Amazon – We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.in, Amazon.com, and affiliated sites and apps.
  • Flipkart – We are a participant in Flipkart’s affiliate program, which enables us to earn affiliate commissions from purchases on Flipkart.com and affiliated sites and apps.
  • Cuelinks – We earn commissions by connecting you to products and services through affiliate links via Cuelinks, which is a comprehensive affiliate marketing platform.
  • EarnKaro – EarnKaro is a commission-based platform that allows us to monetize by sharing affiliate links, connecting you to a variety of finance-related products and services.
  • INRDeals – INRDeals is a dynamic affiliate marketing platform that helps us earn commissions by seamlessly connecting you with a diverse range of financial products and services.
  • FinPaisa – FinPaisa is an affiliate network tailored for financial influencers & publishers. It helps us earn commissions by seamlessly promoting and connecting audiences with a variety of credit cards and related products & services.

Sponsored Content & Endorsements

We accept and publish sponsored content on this website. Sponsored content means content published on this website for which a third party has paid us. This helps brands advertise their products or services by delivering content to a specific type of audience through established publishers and media channels. You can read more about sponsored content on our website in this blog post.

While we are careful while accepting sponsored content proposals, we do not endorse any product or service mentioned in sponsored posts and shall not be responsible for the quality, accuracy, timeliness, reliability, or any other aspect of those products or services. Please do your own research before making any decision based on sponsored content on our website. Also, any complaints and questions in regard to the sponsors’ products and services should be raised directly with them, and not us.

Third-Party Properties

You may come across properties of third parties, like logos, taglines, pictures & videos of products, on our website. Any use of these properties on our site is purely representational, informational, illustrational, demonstrational, and/or promotional and does not imply our endorsement, affiliation, or association with the respective third parties. The owners/makers of these properties hold the ownership and intellectual property rights to them.